Identity Theft

These Are the Consequences of Identity Theft and How You Can Prevent It

Protecting yourself from identity theft used to be easy. All you had to do was shred all of your documents before placing them in the rubbish bin. But, now, protecting your personal information can be far more difficult as identity thieves have developed countless techniques to find the data they need online.

Once you have your information online, it isn’t easy to protect it. When you purchase something online, you’ll need to give information, such as your name, address, and credit card number or some other form of payment information. Once you provide this information, the safety of your data is dependent on the security of the company to which you provided it.

Sadly, it is hard to trust any company because even many of the largest companies have been hacked and had their customer data leaked. Once this happens, the data is usually sold on the dark web. Then, whoever purchases the information will likely try to use any payment information they have obtained to steal money from the accounts.

Unfortunately, the thieves may do more than steal money from your current accounts. They may steal your identity and use it to open bank accounts or obtain credit cards. They could also use your identity to get a job and possibly even file a tax return in your name and obtain a refund.

You may not even be aware that your identity has been stolen until you receive bills for items you didn’t buy, can’t get a tax refund because someone else filed a tax return in your name, or possibly even find yourself accused of a crime you never committed. It can be challenging to prove it wasn’t you who purchased the items, filed the tax return, or, in some cases, that it wasn’t you who committed a crime.

Identity theft could cause lasting problems. Unpaid bills could damage your credit and make it difficult to obtain a loan or mortgage in the future. It could even make it more difficult to get a job.

However, there are a few things you can do to help prevent identity theft.

  • Be careful with who you give your data to Don’t be too quick to trust a website. Try to make sure the company is reputable before making a purchase. Also, don’t have the website save your information. It may make checkouts faster, but it is also less secure.
  • Don’t reuse passwords Reusing passwords makes it easier to get into your accounts, but it also makes it easier for thieves to access more of your accounts if they manage to access one. Because of this, it is better to use a password manager and a different password for each account.
  • Check your accounts It is a good idea to frequently check your accounts to make sure there are no purchases you didn’t make.
  • Use two-factor verification It is best to use two-factor verification when it is offered. Unfortunately, two-factor verification has its own risks, but it can still provide some additional security.

Identity theft is becoming increasingly common, and it may seem nearly impossible to protect yourself from becoming a victim. But, by taking some basic precautions, you can still do a lot to reduce the chances of becoming a victim of identity theft.

You can stay one step ahead of hackers and identity thieves by running a quick self background check Click here to get started.

Source

Your personal background check is required for literally everything in your life these days, from employers to rentals. Take control of yours.

(530)-629-5296

PO Box 491570
Redding, CA 96049

Mon-Fri 9AM – 5PM (PST)