Featured More Employers are Providing Identity Theft Protection Services

More Employers are Providing Identity Theft Protection Services

As the annual enrollment season goes on, many employers are considering providing employees with a new benefit, identity theft protection. This has become more urgent since the pandemic has made hybrid workforces the norm. Recent polls have indicated that the majority of employers will offer this benefit by next year.

This is a benefit for employees and employers alike as illicit access to employees’ personal accounts is one of the primary ways in which thieves access business data. This is often the result of poor security practices, such as using the same password for multiple accounts, including for both personal and work accounts. Plus, employers have some responsibility to protect their employees online both to ensure their own security and to protect the employee’s assets, online privacy, and reputations.

Many employers are doing this by providing services to protect against identity theft and financial fraud. These services do this by actively monitoring for illegitimate use of the employee’s personal information such as Social Security numbers, passwords, financial information, medical data, and more. Once this is detected, the employee will be notified so that action ranging from simply changing a password to freezing their credit or even contacting law enforcement can be taken.

Some of these services also feature automatic protections such as changing passwords when they have been compromised due to data breaches and communicating with financial institutions when personally-identifying information may have been breached. In some cases, the employer-provided services even come with insurance plans that will reimburse employees for eligible losses from fraud and identity theft.

These protections have become even more critical due to the number of employees working remotely. This has resulted in a considerable number of scammers attempting to impersonate human resources personnel and management from within employees’ organizations. This has proven to be an extremely effective phishing scam that, like a regular phishing scam, is designed to trick employees into clicking on a link or entering information that will put them at risk of identity theft.

As a result of these dangers, more and more employers are providing identity theft protection services as an additional fringe benefit to employees. This is something many job seekers may want to look for when deciding what companies to apply to. Good pay, health, and retirement benefits are some of the most important things many job seekers look for when choosing what jobs to apply to, but with the increasing quantity of identity theft, services like these may begin to prove almost as important. Identity theft can result in the loss of money, time, and reputation. 

If you suspect that you may be a victim of identity theft, it is important to act quickly and place a freeze on your credit and contact your bank and law enforcement. It is also important to perform a Self Background Check to ensure your identity has not been used in the performance of any crimes. This will allow you to begin correcting the situation as quickly as possible and minimize damage.

Your personal background check is required for literally everything in your life these days, from employers to rentals. Take control of yours.


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